Banking and finance law addresses the organization, ownership, and operation of all manner of financial institutions savings banks, loan and credit associations and other providers of financial services regulated or licensed by the various states or Federal Government. By definition, it includes representation of lender bank and other financial organizations in transactions with borrowers, both individual and institutional. Our firm’s comprehensive banking and finance law practice includes advice and representation not only with respect to lending and borrowing, but also with respect to mergers, corporate organizational and ownership issues when financial institutions are involved. Banking and finance practices require and therefore often include specialized capabilities in addressing litigation common to banks, such as work out practices and litigation as well as foreclosure and the securitization of borrower assets.